Working with Toth Financial
We’re Here For You.
And we’ll be there every
step of the way.
Market uncertainty is inevitable. Having a trusted advisor who provides perspective, discipline, and personalized guidance can make all the difference.

Wealth management is about more than managing investments – it’s about providing clarity when uncertainty arises. Toth Financial partners with individuals and families with $1 million or more of investable assets who value thoughtful advice, personalized service, and a long-term relationship spanning generations.
Core Values
Service
“We believe that service is the single most important value that we provide to our clients. Our time and focus go towards servicing our clients. We founded and built this company on moral principles of integrity, commitment, knowledge, and excellence. When you succeed, we succeed.”
– Tom Toth Sr.
Integrity
Not knowing who to trust or what to do with your finances can be stressful. That’s why we have a complete focus on your well-being, through open, honest, and consistent communication on your terms. Tom built this company on his moral principals and set a foundation for all to follow.
Commitment
We are committed both professionally and personally to our clients. When you call us, an actual team member will pick up. If afterhours, we will get back to you as soon as we can. Being an independent advisory firm affords us the latitude to align our goals with those of our clients.
Knowledge
We use our own research to come up with a core investment philosophy that focuses on owning quality stocks from individual companies. In most cases, these companies have been around for a long time, have a great track record of growing earnings and revenues during bad times, and reward their investors with either consistent dividends or stock buybacks. We also use ETFs to get more diversified exposure into sectors that may be underrepresented or offer potential gains.
Excellence
Toth Financial is proud to provide high-quality, trustworthy financial advice in a clear and personalized manner. We’ve earned the reputation of dependability, consistency, and success for our clients by taking time to understand their needs, then following through on every detail to completion. We have been working to achieve this since 1986 and have served multiple generations of clients.
Peace Of Mind.
Personalized Solutions.
Your financial journey is unique with goals, opportunities, and important decisions along the way. We take the time to understand your priorities, then build a personalized investment strategy designed to align with your objectives, risk tolerance, and long-term vision. Whether you’re planning for retirement, your family, or future generations, we’ll clarify your options and provide guidance and confidence to move forward. We’ll help you find the right answers for your unique situation and provide trusted guidance every step of the way.
  • Do we have enough saved for retirement?
  • What if we run out of money?
  • Where do I start with managing a portfolio?
  • Is there an alternative to stocks or bonds I should consider?
  • How do I grow the money I have saved and when do we make changes?
  • How do I know what to trust and what to ignore?
  • What is an appropriate risk tolerance for my portfolio?
Building Trust. Ensuring Success.
We want to know what is most important to you so we can deliver solutions tailored to you and your needs.
Step 1
Get To Know Each Other First.
Every successful partnership begins with trust. During our first meeting, we’ll take the time to learn about your goals, priorities, and what you hope to achieve. You’ll also meet the team that will be managing your investments and supporting your financial plan. Whenever possible, we prefer to meet in person, creating a strong foundation for a long-term relationship build on communication, confidence, and personal service.
Step 2
Meet and Assess Your Goals.
Every successful financial plan begins with understanding your complete financial picture. We start by learning about your goals, priorities, and current financial situation, reviewing your accounts and gathering the information needed to develop a comprehensive strategy. From there, Toth Financial creates a personalized investment and planning approach designed to help you achieve your long-term objectives. You’ve worked hard to build your wealth – it deserves a thoughtful, well-structured strategy that’s easy to understand and built to stand the test of time.
Step 3
Hands-On From The Beginning.
Once you decide to partner with Toth Financial, we make the transition as seamless as possible. Our team manages the paperwork, account transfers, and administrative details, allowing you to focus on what matters most. From day one, you'll experience the personalized, responsive service that defines our firm, with a dedicated team committed to supporting you and your financial goals for years to come.
A Pioneer Of Fee-Only Pricing
In 1989, Tom Toth Sr. made the decision to become an independent, fee-only investment advisory firm because he believed financial advice should be driven solely by what’s best for the client – not by product sales, commissions, or corporate incentives. That philosophy remains part of our foundation today. By remaining independent and free from proprietary products or sales quotas, we’re able to provide objective advice, transparent investment management, and recommendations guided b one principle: putting our clients’ interests first.
View Fee Structure
Driven By Integrity.
Dedicated To Service.
With more than 100 years of combined investment experience, our team believes successful wealth management begins with listening. We take the time to understand your goals, values, and long-term vision before designing a personalized investment strategy tailored to your unique circumstances. Guided by discipline rather than market emotion, we build resilient portfolios designed to navigate changing economic conditions, manage risk thoughtfully, and help clients preserve and grow their wealth for generations.
Top-tier financial and investment advice for over 40 years.

We are deeply committed to earning and retaining our clients’ trust. Families have placed their trust in us for generations to ensure their wealth is preserved through the test of time.

Trusted Experts
The right financial strategy begins with the right partnership – a team that understands where you are today, where you want to go, and has the experience to help guide you there.
Meet the Team